Flexible loans for tenants, homeowners, and property investors. Get the funding you need with competitive rates and simple terms.
Apply for a Loan → Calculate Payments →Choose the loan that fits your needs
Purchase your dream home with flexible financing
From 12% APRRenovate, repair, or upgrade your home
From 12% APRExpand your property portfolio
From 10% APRPay annual rent in monthly installments
From 10% APRSimple steps to get your loan approved
Complete our simple application form. Takes less than 10 minutes.
Submit ID, proof of income, and property details.
Receive decision within 48 hours. No hidden fees.
Money disbursed to your account within 5 business days.
Use our calculator to see your monthly payments
We make borrowing simple, transparent, and affordable
Fixed interest rates from 10% per annum. No surprises.
Loan decisions within 48 hours of complete application.
Transparent fee structure. What you see is what you get.
Repayment periods from 1 to 20 years. Choose what works for you.
Bank-level encryption protects your information.
Landlord loans factor in your rental income.
Everything you need to know about borrowing with CIL
Real stories from satisfied customers
"CIL made buying my first home possible. The process was straightforward, and the rates were much better than the banks. I'm now a proud homeowner thanks to their buyer loan."
Buyer Loan Recipient
"As a landlord, I needed funds to renovate my property. CIL's landlord loan was approved in 2 days, and the renovation has already increased my rental income by 40%."
Landlord Loan Recipient