Home Improvement Loans

Upgrade, renovate, or repair your home with flexible financing.

Apply Now →

Loan Details

  • Loan Amount: ₦100,000 – ₦10,000,000
  • Interest Rate: 12% per annum
  • Loan Term: 1 – 5 years
  • No collateral required for loans under ₦2M
  • Funds disbursed directly to contractors or suppliers

Eligible Improvements

  • Kitchen & bathroom renovations
  • Solar panel installation
  • Roof repairs & structural work
  • Air conditioning & heating systems
  • Security systems & fencing

Popular Renovation Projects

Solar Installation

₦500,000 – ₦2,000,000

Reduce electricity bills by up to 70%

Kitchen Renovation

₦300,000 – ₦1,500,000

Increase property value by up to 15%

Bathroom Upgrade

₦200,000 – ₦800,000

Modern fixtures and water efficiency

How It Works

1

Apply Online

Submit your application with project details

2

Get Quote

Receive quotes from vetted contractors

3

Loan Approval

Funds approved within 48 hours

4

Start Renovation

Begin your project with CIL oversight