Buyer Loans

Finance your dream home with flexible payment plans. Up to 90% financing available.

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Competitive Rates

Interest rates starting from 12% per annum, fixed for the loan term.

Flexible Terms

Repayment periods from 1 to 20 years, tailored to your budget.

Quick Approval

Loan decisions within 48 hours after document submission.

Loan Details

  • Loan Amount: ₦1,000,000 – ₦100,000,000
  • Down Payment: Minimum 10% of property value
  • Loan-to-Value (LTV): Up to 90%
  • Interest Rate: Fixed at 12% per annum
  • Loan Term: 1 – 20 years
  • Processing Fee: 1% of loan amount

Eligibility Criteria

  • Nigerian citizen or resident
  • Minimum age: 21 years
  • Stable employment or business income
  • Good credit history
  • Property must be verified by CIL

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Frequently Asked Questions

Can I use this loan for any property?

Loans are available for properties verified by CIL. We have a list of pre-approved developments and individual properties.

What documents are required?

Valid ID, proof of income (payslips/bank statements), property details, and bank account information.

How long does approval take?

Initial approval within 48 hours. Full disbursement after property verification and documentation.